The main death penalty is skill loss, covered below. In addition you also lose 15% food and water.
When you die fighting '''a guard or creature''' (also known as PvE death) you will lose 0.25 points from '''every''' skill, and 0.01 body strength. The body strength only updates every second death unless you log out. If you die inside your homestead or village, the penalty is only 0.025 points instead.
When you die fighting '''another player''' (also known as PvP death) you will lose 0.25 points from the main [[fighting]] skill '''only'''.
Fighting enemy kingdom [[guard]]s is believed to count as a PvP death, while friendly guards are considered creatures.
Suicide counts as a PvE death, but you do not get the penalty reduction for being at home.