To found a settlement, you must first obtain a [[settlement form]]. Unlike [[Writ of Ownership|writs]], which are created by building a [[House (general)|house]], settlement forms must be purchased from an [[NPC]] [[trader]]. The price of a form is 10 silver.
When you use your settlement form to found a deed, you will have a credit of 10 silver. 3 silver will always be reserved for upkeep. The other 7 silver is used to cover your tile costs, and any left over will also go to your upkeep. If your inital deed would cost more than 7 silver, you must have the extra amount in your bank account. One tile on deed costs 1 copper to purchase and has a 20 iron upkeep. 1 perimeter tile costs 50 iron to purchase and has a 5 iron upkeep.
Stand on the tile that you want your village centre token to be on, right-click the Settlement deed paper in your inventory, and choose Village > Found Village. A series of forms follows where you can set:
A deed has a rectangular form. One edge of the deed can not be longer than four times the other edge. Minimum size is 5.
Example: Settlement size east-5 west 5 and north-6 south 6 will create a deed 11 tiles by 13 tiles. To visualize the area better, make use of the Survey Area button in the forms that places temporary survey markers at the planned borders.
===Notes===
=== Detailed breakdown ===
<table border=0>
<tr> <td> Initial cost per tile of a settlement: </td> <td> 200 100 iron coins</td> </tr>
<tr> <td> Upkeep cost per tile for settlement: </td> <td> 20 iron coins</td> </tr>
<tr> <td> Initial cost per tile for a perimeter:</td> <td> 50 iron coins</td> </tr>